Our Eligibility Check will give you an indication of whether you are likely to be accepted for one of our credit cards, without affecting your credit rating in any way.
So that we may consider you for a M&S Credit Card you need to ensure you meet the required eligibility before applying:
- Be over 18 years old and live in the UK
- Have an annual income / pension of at least £6,800
- Not be registered as bankrupt, have any County Court Judgements or defaults within the last 6 months and are up to date on any current credit agreements
- Not have an M&S Credit Card already in your name and have not been declined for an M&S Credit Card within the last 30 days