What you should know before you apply
To apply for an M&S Credit Card you have to be a UK resident aged 18 or over.
A new M&S Credit Card account cannot be opened if you have held a credit card with us within the previous 12 months.
What you'll be asked for
- Your income and employment details
- The account number and sort code of your bank or building society
- An email address
- Your previous address, if you've lived at your current address for less than 3 years
Your new card and PIN
If your application is approved, we'll send your PIN first, followed by your M&S Credit Card a few days later. You should receive your new card and PIN within ten working days.