Join M&S Premium Club

It only takes a few minutes to join M&S Premium Club online. Before you start, please look at the What you should know before you join section below.

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What you should know before you join

  • M&S Premium Club is exclusively for M&S Credit Cardholders. If you don't already have an M&S Credit Card you can apply for one online. Representative 16.9% APR variable. As part of your credit card application, you’ll automatically be asked if you want to join M&S Premium Club.
  • All the exclusive highlights of M&S Premium Club are just £15 a month for a minimum of 12 months.
  • You must be the main credit cardholder to become a member.
  • You will need your M&S Credit Card number to apply.
  • Worldwide multi-trip family travel insurance is only available to members under 70 years of age. If you are 70 or over you are not eligible for M&S Premium Club Travel Insurance. However, we may be able to quote for M&S Travel Insurance provided by AXA Insurance UK plc. Terms, conditions, exclusions and limitations apply. Alternatively you could source specialist travel insurance suitable for older travellers from the list of regulated brokers on the BIBA website (British Insurance Brokers’ Association) or call them on 0870 950 1790.
  • Ensure you read the important conditions relating to health.
  • Ensure you read (and agree to) our terms and conditions, travel insurance policy booklet and travel insurance policy summary.
  • If you are an M&S Premium Current Account holder, please contact us on 0800 997 996 before applying.

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