Bonus point offers

As well as collecting bonus points when you shop in store or online at M&S, you can also boost your points total when you buy M&S Home, Car or Pet Insurance.

All our current bonus point offers are listed here. However, we'll also tell you about new offers by post, email and when you register with Internet Banking.

Buy M&S Car Insurance – and earn 1,000 bonus points*

M&S Car Insurance is designed to keep you on the road. Choose the cover you need with premier or standard options – premier includes UK and European breakdown cover, motor legal protection, a guaranteed replacement car and Keycare.

We have carefully selected BISL Limited to arrange and administer this quality car insurance using a panel of insurers. Terms and conditions apply.

Get a car insurance quote

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Buy M&S Home Insurance – and earn 1,000 bonus points*

Choose between two cover options: premier and standard. With M&S Home Insurance you get new for old cover on all replaced contents and green benefits included at no extra cost.

We carefully selected AXA Insurance UK plc to provide this quality home insurance. Terms, conditions, exclusions and limitations apply.

Get a home insurance quote

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Buy M&S Pet Insurance – and earn 250 bonus points*

M&S Pet Insurance covers vets’ fees if your pet is ill or injured from the age of 8 weeks. Plus, your cover is reinstated each year to help with the cost of any ongoing treatment your pet may need.

M&S Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc.

Get a pet insurance quote

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*Bonus point offers apply to new policies only when the main M&S Cardholder is the main policyholder. Offer is not available for customers renewing an existing M&S policy.

We reserve the right to withdraw the offer without notice.

Add up your points

It’s easy to find out how many points you’ve earned:

  • online – by registering for Internet Banking
  • on your monthly statement
  • on your M&S till receipt (for items you've bought with your M&S Card)

M&S Loyalty Scheme is operated by Marks and Spencer plc and is subject to terms and conditions. M&S points can’t be earned on balance transfers, cash advances, interest charges, M&S Travel Money, foreign exchange purchases or M&S reward vouchers.