Activate your M&S Bank Credit Card
Before you use your M&S Bank card you'll need to activate it. Once it's activated, it's ready to use straightaway.
M&S Credit Card
Activate your M&S Credit Card using the M&S Banking App*.
A quick and easy way to activate your M&S Credit Card is via the M&S Banking App. To use our app, you will first need to register for Internet Banking.
Once your app is set up, here is how you activate your card:
- Select your 'M&S Credit Card' account
- Choose 'Manage Cards'
- Select 'Activate card' and follow the simple instructions
*Please make sure that you are using the most recent version of our app. Find out which devices the M&S Banking App is compatible with. We recommend you also use the most up to date operating system your device can support.
Activate your M&S Credit Card using the Automated Activation Line
If you don't have our app or Internet Banking, you can call us on our Automated Activation line. You will need your M&S Credit Card in front of you. Call 0800 015 0044
M&S Chargecard or Budgetcard
If you have an M&S Chargecard or Budgetcard, you'll need to activate it in an M&S store the first time that you want to make a purchase. Just let the customer service assistant at the till know that it's the first purchase on your card and they'll be able to help you.