Money worries

Changes in your life can have a knock on effect on your finances. This can lead to your finances getting out of balance and may even become a worry. If you're feeling the pinch, here are some steps you can take to save money or reduce debt and help to get things back under control.

Further information

The following websites can provide you with further information about managing your money – they'll even speak to lenders on your behalf, if you want them to.

StepChange Debt Charity
Or call 0800 138 1111
Or for help budgeting try their Debt Remedy Tool

Money Advice Service

National Debtline
Or call 0808 808 4000

Citizens Advice

Calls are recorded.

Are my savings safe?

Your M&S Bank savings are covered by the Financial Services Compensation Scheme, up to the current limit.

Answers to your savings questions

Debt worries?

If you have an M&S Credit Card or M&S Loan and you're concerned about your financial situation, please call us on 0345 900 0900.

Victim of card fraud?

If you spot suspicious activity on your card account, call us immediately on 0345 900 0900.