Before you start, you'll need to have your smartphone or tablet to hand so that you
M&S Banking App.
First, make sure you're signed into M&S Internet Banking. On the 'My Accounts'
into your M&S Current Account.
The next screen shows you a summary of your account details. Go to the list on the
the screen and click 'Send Money' and select 'To Someone Else' from the list that
Next, select from the list of existing payees or select from one of the options under
On the 'Send money to another account' screen, once you've filled in the details as
you're creating a new payee, you'll need to generate a transaction code using your
To do this, launch the M&S Banking App on your smartphone or tablet and select
code', and then 'Transaction verification code'.
On the next screen, enter the last four digits of the payee's reference or account
the payment amount, including pence.
Now select 'Authorise' and use face or fingerprint recognition, if you have this set
Alternatively, enter your 6-digit M&S PASS PIN. A 6-digit transaction code will
Enter this code in the boxes at the bottom of the screen.
Finally, click 'Continue' and you will see a summary of the transaction. If all the
correct, click 'Send Money' and you'll receive confirmation it's been sent with the
Please note, once you've completed these steps and successfully made your first
be asked to verify the payment with a transaction code periodically.
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We hope you found this video guide helpful.