The benefits of exchanging your holiday money with M&S Bank
Wide range of foreign currencies
A number of foreign currencies are stocked in our Bureaux, and more are available to order, it is easy to compare travel money with M&S Bank.See footnote *
Representative example: based on an assumed credit limit of £1,200, our 24.9% rate per annum (variable) for purchases gives a representative rate of 24.9% APR (variable). Credit is subject to status.
No cash advance fee when M&S Travel Money is purchased using an M&S Credit Card.
What you'll need to bring
To collect foreign currency you've purchased online, you will need:
- A valid UK photographic driving licence, passport or EU national identity card
- Your card you used to place your order - both ID and payment card must have the same name
- Your reference number
To purchase foreign currency in one of our Bureaux, you will need:
- A valid UK photographic driving licence, passport or EU national identity card - both ID and payment card must have the same name
Find my nearest M&S Bureau de Change
Use the M&S Bank Bureau Finder to find your nearest M&S Bureau de Change and opening hours.
Manage your existing travel insurance policy
Want to renew, change or cancel your policy or need to make a claim?
Frequently asked questions
Can I use a credit card to purchase travel money?
Yes, you can use a credit card to purchase travel money. However, please check with your card provider as they may apply fees or charges e.g. cash advance fees or other fees.
Our Bureaux accept the majority of UK issued major credit cards.
How much cash can I travel with?
You can learn more about taking cash in and out of Great Britain and declaring cash by visiting gov.uk.
Should I get foreign currency before I travel?
Buying your travel money before you travel can be an important part of pre-holiday preparation. You can use our Currency Converter to get the latest exchange rates across worldwide holiday destinations.
You can also check out our handy holiday checklist to help with planning ahead of your trip.
Where can I collect M&S Travel Money from?
Where can I get the best exchange rate?
Exchange rates change on a regular basis and vary depending on the currency you order. At M&S Bank, we offer our best rates for euro and US dollar via the Click & Collect service, where you can order your currency and collect from the next day in an M&S location local to you. If you order online before 4pm, you can collect the same day. For all other currencies, check our website for more information.
How much travel money can I order?
For orders placed via Click & Collect, there is a minimum £150 order and maximum of £2,500. For Bureau de Change walk-ups, there is no minimum order.
How do I confirm my Travel Money purchase using my M&S Credit Card?
There are three ways to verify your payments - you can use our M&S Banking App, a one-time passcode via text message or by using a card reader to verify your payment. Use our how-to videos or step-by-step guides to find out more.
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* Subject to availability
** With the M&S Credit Card, you’ll receive up to 55 days' interest-free credit when you pay your balance in full and on time each month.
† Next Day collection is subject to availability. Please confirm your collection date and location at the checkout.