M&S currency exchange rates

Exclusive customer benefits

M&S Bank customers can access our best exchange rates when purchasing via Click & Collect when using their M&S Bank card *

* Excludes M&S Chargecard and Budgetcard holders

If you don't yet have an M&S Bank card you can access our best regular rates via our Click & Collect service.

Collect from a local store that is convenient to you
Best available M&S Rate
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Up to 55 days' interest-free credit when you purchase using an M&S Credit Card*

Representative example: based on an assumed credit limit of £1,200, our 19.9% rate per annum (variable) for purchases gives a representative rate of 19.9% APR (variable). Credit is subject to status.
No cash advance fee when you purchase using an M&S Credit Card

* With the M&S Credit Card, you’ll receive up to 55 days' interest-free credit when you pay your balance in full and on time each month.

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