Up to 55 days' interest-free credit when purchasing
with an M&S Credit Card*
Representative example: based on an assumed credit limit of £1,200, our
21.9% rate per annum (variable) for purchases gives a representative rate of 21.9% APR
(variable). Credit is subject to status.
No cash advance fee when M&S Travel Money is purchased using an M&S Credit Card
Click & Collect rate is also available to M&S Debit Card holders.
* With the M&S
Credit Card, you’ll receive up to 55 days' interest-free credit when you pay your
balance in full and on time each month.