M&S currency exchange rates

Up to 55 days' interest-free credit when purchasing with an M&S Credit Card*

Representative example: based on an assumed credit limit of £1,200, our 21.9% rate per annum (variable) for purchases gives a representative rate of 21.9% APR (variable). Credit is subject to status.

No cash advance fee when M&S Travel Money is purchased using an M&S Credit Card

Click & Collect rate is also available to M&S Debit Card holders.

* With the M&S Credit Card, you’ll receive up to 55 days' interest-free credit when you pay your balance in full and on time each month.

SameDay Click & Collect

  • Same day collection available on orders placed before 4pm
  • Available with euro and US dollar only
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Click & Collect

  • Collect from a local store that is convenient to you
  • Best available M&S rate on euro and US dollar
  • Pay now and lock in today's rate
Click & Collect(opens in a new window)

Buy in store

Extra measures are in place to keep our customers and colleagues well. Here’s what we’re doing to help you shop with confidence in our bureaux.

  • Social distancing measures have been put in place to help you move safely through the store and bureau areas
  • Glass screens are in use for your protection
  • Additional hand sanitising after handling each transaction in place
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