Ways to bank

Take control of your finances with a range of ways to bank

Internet Banking

Manage your credit card, current accounts and Everyday Savings Account online.

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Banking app

Securely sign in, view balances, send money and make payments. All from our Banking App

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M&S PASS

An M&S PASS generates a unique, single use security code that you’ll need to enter when you sign in to Internet Banking.

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Paying your credit card

Explore the different ways you can pay your M&S Credit Card

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Contactless payments

The fast, easy and secure way of purchasing with your M&S Credit or Debit card

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Mobile pay

Use your compatible smartphone to pay for purchases wherever contactless payments are accepted

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Open Banking

Open Banking can let you see all of your accounts, wherever you bank, together in one place

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Cheque Imaging

Deposit a cheque and you will be able to access the funds by 23:59 on the next working day.

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Setting up a Direct Debit

Setting up a Direct Debit is a convenient and easy way to pay your M&S Credit Card account automatically each month.

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