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Balance transfer

Your results

Based on a transfer of  and a rate of % on your existing credit card you could save:

Savings figure indicates interest saving over the 12 month period from account opening, based on our introductory balance transfer rate of 0% compared to the credit card rate entered which excludes any offers. Balance transfer fee of 2.9% (minimum £5) included. The calculator assumes a constant account balance and interest charged from account opening. Minimum balance transfer amount is £100.

Representative example

Based on an asssumed credit limit of £1,200 our 16.9% rate per annum for purchases gives a representative rate
16.9% APR variable.

M&S rewards

Find out how to earn M&S points to spend in M&S.

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Activate your card

Before you shop, youíll need to activate your new M&S Card Ė itís quick and easy.

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Current Account

Unique M&S shopping and banking benefits designed with you in mind. Monthly fee applies.

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