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Options for the long and short term - M&S Saving And Investing
M&S Cash ISA - tax free savings from M&S Bank - find out more

Everyday Savings

Easy access savings penalty-free withdrawals at any time.

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Cash ISA

The M&S Cash ISA gives you the choice of fixed and variable rates.

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Fixed Rate Savings

Grow your money with fixed rates of interest over 1, 2 or 3 years save from 500.

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Information for existing investors in the HSBC World Selection Portfolios and M&S Unit Trust Funds.

The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Investing should be seen as a medium to long term proposition, for example at least 5 years.

The value of tax benefits provided by a cash ISA depend on individual circumstances and tax rules may change in the future.

FSCS - find out more

Personal Savings Allowance

From 6 April 2016 most UK taxpayers will have a new Personal Savings Allowance. We will stop deducting basic rate tax from the credit interest you earn on your savings.

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View and compare all savings rates

Rates for our current savings products and those no longer available.

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