Our lowest ever loan rate.
Offer applicable on loans between £7,500 and £15,000 over 12 to 60 months. You must have an annual income of at least £10,000 and be a UK resident aged 18 or over. Terms and conditions apply.
Get £10 M&S points with your first spend.
*Credit available subject to status and to UK residents aged 18 or over. Full terms and conditions apply.
Convert £ into
If you buy with M&S Card:
M&S exchange rate of 1 GBP =
Otherwise convert to:
M&S exchange rate of 1 GBP =How to buy:
M&S Bureau de Change
Online - M&S Credit and Chargecard holders only
or call 0800 363 484
Lines are open Monday to Friday - 8am to 9pm, Saturday - 8am to 6pm, Sunday - 10am to 2pm. Calls may be recorded for our mutual security, training and monitoring purposes.
To borrow would cost you:
per month for the next months
Based on a monthly repayment of you could borrow:
over a term of months
Representative , based on an interest rate of (fixed). Total amount payable
Customers who do not meet our normal criteria may be offered a different APR to our standard rates
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