For your everyday banking
You could make a positive change by switching your banking to us. Offer subject to financial criteria and terms and conditions.
M&S Current Account
- £185 M&S gift card – when you switch and stay for 12 months*
- Minimum £500 overdraft at account opening (subject to status). Interest rates apply
- Access to our high rate Monthly Saver. Terms and conditions apply
For banking that's even more rewarding, for a monthly fee the M&S Premium Current Account offers all these benefits and more.
*£125 M&S gift card when you switch to us using the Current Account Switch Service and up to an additional £60 when you stay for 12 months. Financial criteria and other terms and conditions apply.
Learn more about the M&S Current Accounts
Now with a choice of introductory offers
- 0% on balance transfers for 32 months (0.99% fee applies, minimum £5)
- 0% on shopping for 6 months
- 0% on shopping for 25 months
- 0% on balance transfers for 25 months (2.9% fee applies, minimum £5)
Plus both offers reward you
- Earn M&S points every time you use your card
- Preferential rates on other M&S Bank products
- Pay on your mobile using your M&S Credit Card
Based on an assumed
credit limit of £1,200
Sparks card; The perfect match
With M&S Bank and Sparks, it's easy to get even more of what you love. You'll enjoy everything from tailor-made offers and priority access to new-season previews and sales and lots of little treats. Plus, every time you use your M&S Credit Card, you'll also be collecting points and earning reward vouchers to spend at M&S too – so M&S Bank and Sparks really are a perfect match!
Helping your ideas become a reality
Personal loan calculator
To borrow would cost you:
per month for the next months
Based on a monthly repayment of you could borrow:
over a term of months
Change the term?
- Based on an interest rate of (fixed)
- Total amount payable
Customers who do not meet our normal criteria may be offered a different APR to our standard rates
Offer applicable on loans between £7,500 and £15,000 over 12 to 84 months. Credit available subject to status to UK residents aged 18 or over. Full terms and conditions apply.
From travel currency to insurance, we've got you covered
Convert £ into
If you buy with a M&S Bank Card:
M&S exchange rate of 1 GBP =
Otherwise convert to:
M&S exchange rate of 1 GBP =
How to buy:
Reserve & Collect in bureau
Order online for home delivery
or call 0800 363 484
Lines are open 8am-9pm Monday to Friday, 8am-6pm Saturday and 10am-2pm Sunday.
Calls may be recorded for security, training and monitoring purposes.
Protecting what is important to you
Receive a free dash cam when you purchase a new premier policy. Arranged and administered by BISL Limited using a panel of insurers. Terms and conditions apply.
Learn more about M&S Car Insurance
A dog activity monitor with a new dog insurance policy. An M&S voucher with a new cat insurance policy. Excludes renewals and amendments to existing policies, terms and conditions apply. Underwritten by Royal & Sun Alliance Insurance plc.
Learn more about M&S Pet Insurance
Simple and straightforward options