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How to activate your card

Before you use your M&S Bank Card you’ll need to activate it. Once it’s activated, it’s ready to use straightaway.

Which of your M&S Bank Cards would you like to activate?

M&S Credit Card

If you haven’t already done so, you’ll need to register for Internet Banking.

To activate your M&S Credit Card, sign into Internet Banking and select M&S Credit Card from the Accounts section. Then select ‘activate a card’ from the left-hand side navigation and follow the simple instructions.

M&S Debit Card

If you’ve already registered for Internet Banking and you have an M&S PASS you can activate your M&S Debit Card by signing into Internet Banking and clicking on your current account and then selecting ‘Activate my Debit Card’ from the left-hand side navigation and following the simple instructions.

If you’ve not yet registered or don’t have an M&S PASS, you can activate your M&S Debit Card by calling 0800 015 0044 (option 2).

M&S Chargecard or Budgetcard

If you have an M&S Chargecard or Budgetcard, you’ll need to activate it in an M&S store the first time that you want to make a purchase. Just let the customer service assistant at the till know that it’s the first purchase on your card and they’ll be able to help you.

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