How to activate your card
Before you use your M&S Bank Card you’ll need to activate it. Once it’s activated, it’s ready to use straightaway.
Which of your M&S Bank Cards would you like to activate?
M&S Credit Card
If you haven’t already done so, you’ll need to register for Internet Banking.
To activate your M&S Credit Card, sign into Internet Banking and select M&S Credit Card from the Accounts section. Then select ‘activate a card’ from the left-hand side navigation and follow the simple instructions.
M&S Debit Card
If you’ve already registered for Internet Banking and you have an M&S PASS you can activate your M&S Debit Card by signing into Internet Banking and clicking on your current account and then selecting ‘Activate my Debit Card’ from the left-hand side navigation and following the simple instructions.
If you’ve not yet registered or don’t have an M&S PASS, you can activate your M&S Debit Card by calling 0800 015 0044 (option 2).
M&S Chargecard or Budgetcard
If you have an M&S Chargecard or Budgetcard, you’ll need to activate it in an M&S store the first time that you want to make a purchase. Just let the customer service assistant at the till know that it’s the first purchase on your card and they’ll be able to help you.
Calls are recorded.