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Personal loan calculator

Your Results

Representative example

To borrow  would cost you:

 per month for the next  months

Based on a monthly repayment of  you could borrow:

 over a term of  months

  • Representative 
  • Based on an interest rate of  (fixed)
  • Total amount payable 

Customers who do not meet our normal criteria may be offered a different APR to our standard rates

Important documents

Understanding credit scoring

Read this pdf to understand how credit scoring works

Existing customers

Need to top up your loan?

Call us on 0800 363 400 and we'll be happy to help. Calls may be recorded.

Managing your money

Helpful tips on what to do if you have money worries.

Find out more

Ask Hannah

Have a question about M&S Bank's products and services? Just ask Hannah, our online virtual assistant.