M&S Balance App

It can be hard to keep everything in balance. That’s why we’ve created the M&S Balance App for M&S Debit Cardholders. It’s simple to set up, easy to use and will help you to quickly keep track of your current account spending.

There when you need it

  • Check the balance and available balance on your registered account(s)
  • View the last 6 transactions on your registered account(s)
  • Make pay as you go mobile top ups

6 easy steps, 1 very handy app

For safe, secure and easy access to your balance, download the app from the App Store (for Apple devices) or using the Google Play™ store (for Android™ devices).

Download the M&S Balance App from the Apple App Store

Get the M&S Balance App from the Google Play Store

Once you’ve downloaded the app you’ll be prompted to enter your mobile number. Then we’ll send you an activation code by text message. When you receive this code, follow the step-by-step guide below to sign up for the M&S Balance App.

  1. Step 1

    Enter your 6 digit activation code

  2. Step 2

    Enter your date of birth

  3. Step 3

    Choose a passcode - it needs to be 5 to 8 digits long

  4. Step 4

    Enter your debit card details (16 digit card number, expiry date, cardholder's name and security code)

  5. Step 5

    Enter your address (postcode and house number)

  6. Step 6

    Confirm your account details

iPhone, iPad, iPad mini, iPad Air, iPod touch, Apple and the Apple logo are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc. Android™ and Google Play™ are trademarks of Google Inc.

Important documents

M&S Balance App terms and conditions

M&S Balance App privacy statement

M&S Banking terms and conditions

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Which devices are supported?

The M&S Balance App is compatible with:

  • iPhone (3GS and later), iPad (2nd generation and later), iPod touch (4th generation and later), iPad Air and iPad mini devices.
  • Android devices running operating system version 2.2 and higher.

Would I be charged for using this service?

M&S Bank will not charge customers for using this service, however you may be charged by your network provider as this app requires connection to the internet. You will need to refer to your network provider to check their payment plans.

What accounts can I access with M&S Balance?

Any M&S Bank Current Account for which you have been issued with an activated debit card.

Can I access the same services as my Internet Banking on this app?

No, the M&S Balance app enables you to check the balance and last 6 transactions on your registered account(s) as well as top up pay as you go mobile phones. However, for your mobile banking needs our website is optimised to fit within mobile phone browsers and provides full access to Internet Banking on your phone.

Is the M&S Balance App secure?

The M&S Balance App is password protected for your security.