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M&S Current Accounts

Simple, straightforward banking. Everything you expect from a bank with some nice extras.

  • Access to the M&S Loyalty Scheme
  • Access to our exclusive high rate monthly saver account
  • Automatic £500 overdraft at account opening

Plus, a £100 M&S gift card when you switch using the Current Account Switch Service. (Terms and conditions apply).

All for no monthly fee.

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For banking that's even more rewarding, the M&S Premium Current Account for £10 a month (initial fixed term of 3 months) offers you the same benefits as the M&S Current Account plus more of the things you love from M&S.

If you choose the M&S Premium Current Account with insurance you'll enjoy all of the benefits of the M&S Premium Current Account plus worldwide multi trip family travel insurance for £17.50 a month (initial fixed term of 12 months).

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Accounts subject to status and account conduct. You must be a UK resident and aged 18 or over.

The Premium Current Accounts are automatically renewed monthly after the initial term. To apply for the M&S Premium Current Account with insurance you must be aged under 69 when you apply, and registered with a doctor in the UK.

Worldwide multi trip family travel insurance cover is provided for customers aged under 70. M&S Premium Current Account travel insurance is underwritten by AXA Insurance UK plc. Terms, conditions, exclusions and limitations apply. In particular there are important conditions relating to health which may affect your cover.

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Find your branch

M&S Bank branches exist within selected M&S stores across the UK.

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Activate your card

Before you shop, youíll need to activate your new M&S Card Ė itís quick and easy.

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