Everything you expect from a bank with some nice extras.
- £220 when you switch and stay - £100 gift card when you switch to us using the Current Account Switch Service and up to £120 when you stay for 12 months. Financial criteria and terms and conditions apply.
- Automatic £500 overdraft at account opening (subject to status). Interest rates apply.
- Access to the high rate Monthly Saver when you've switched using the Current Account Switch Service and have two active Direct Debits.
- Access to the M&S Loyalty Scheme.