If you’re new to the M&S Cash ISA, it only takes a few minutes to apply online. Before you start, please look at the What you should know before you apply section below.
If you have an existing M&S Cash ISA (including the Flexi option or Tracker option), you can use this top-up form to top-up any remaining cash ISA allowance into the M&S Advantage Cash ISA option or M&S Fixed Rate Savings option.
If you wish to top up your existing M&S Flexi Cash ISA or M&S Tracker Cash ISA option, please call us on 0800 028 28 24 as it is not possible to top-up these options online. (Lines are open Monday to Friday – 8am to 8pm, Saturday – 9am to 5pm. Calls may be recorded.)
To apply for a cash ISA you have to be aged 16 or above and be a UK resident, or if not so resident be a Crown employee serving overseas, or be married to, or in a civil partnership with, such a person. The M&S Cash ISA is not available to residents of the Channel Islands and the Isle of Man.
You can save up to £5,760 in a cash ISA during the current tax year (ends 5 April 2014).
To comply with regulatory obligations we need to collect certain personal information from you, including your employment and income details and how you will fund your account. We will conduct various checks on applications and transactions.
Your name and address will be checked with a credit reference agency to verify your identity and for crime prevention measures, using information from the Voters Roll and other public sources. If we're unable to confirm your details we will write to you to request verification prior to accepting and completing your application.
We will check to confirm the card being used is yours by using a database maintained by the UK banks (Address Verification System). If we are unable to confirm the card is yours we will write to you requesting additional documentation to verify the transaction and outline the action we will take if we do not receive the documentation.
Before you start, you need to read (and agree to) our M&S Cash ISA Terms and Conditions and the Fixed Rate Savings Issue 21 (Cash ISA) Terms and Conditions. You should also read the M&S Cash ISA Summary Box and M&S Cash ISA Key Features.
Want to set up a monthly payment into your M&S Cash ISA? Or transfer your savings from a cash ISA with another provider? You need to download and complete an application form or transfer form, then send it to us by post.
Lines are open Monday to Friday - 8am to 8pm, Saturday - 9am to 5pm. Calls may be recorded.