Lines are open 8am-8pm Monday to Friday and 9am-5pm Saturday. Calls may be recorded for our mutual security, training and monitoring purposes.

Fixed Rate Savings calculator

Your Results

With an M&S Fixed Rate Savings Account your savings after  year(s) could be:

Your total interest earned could be

Based on an interest rate of  AER/Gross

The calculations show the gross interest earned before tax is deducted at the basic rate (currently 20%).

Your savings questions

Find out how M&S look after your money.

Read more

Cash ISA

Fixed Rate Savings are also available in a Cash ISA.

More Information

View and compare all savings rates

Rates for our current savings products and those no longer available.

View savings rates