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M&S Club Rewards

M&S Credit Cardholders can enjoy even more rewards by subscribing to M&S Club Rewards for £10 per month.
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Choose to be protected with either our premier or standard M&S Car Insurance cover.

Our app gives you the freedom to manage your M&S Credit Card account wherever and whenever you like. 

Learn more about our digital security promise and how to protect yourself from fraud.

Understand how we can support you along with other tools and tips on managing your finances.
As an existing M&S Credit Cardholder, spend on your credit card and enjoy the Rewards.
Protecting Your Money. FSCS protected.
Bank with confidence
M&S Bank is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations.
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Set up digital banking for your credit card or Everyday Savings Account, and access your accounts safely and securely at your convenience.