M&S Travel InsuranceM&S Travel Insurance

Get a quote for M&S Travel Insurance.

Cover can start straightaway.

Before you continue, please look at the 'What you should know before you start your quote' section below.

Before you start your quote

What you should know before you start your quote

M&S Travel Insurance is not available to customers who live in the Channel Islands or Isle of Man

In order to apply you and anyone covered on your policy must:

  • Be a permanent resident of the United Kingdom
  • Be travelling from and returning to the United Kingdom
  • Not be travelling already
  • Be registered with a GP in the United Kingdom
  • Have had less than 3 travel insurance claims in the last 3 years
  • Have no unspent convictions for fraud, dishonesty or deception
  • Not be travelling against medical advice or to obtain medical treatment or advice abroad

Annual multi-trip age limit of under 80. No age limit for single trip insurance.

Medical conditions

We'll ask you a few questions about any existing medical conditions you, or anyone travelling with you, may have. We'll tell you if we can provide cover for these conditions - and if we can provide cover, this will be included in your premium.

If cover cannot be offered offer for certain medical conditions, or if you are not happy with the total premium, you may be able to obtain cover from a specialist medical insurer. The Money and Pensions Service has a list of these insurers – you can check its travel directory or call 0800 1387 777. Please note, you may not be able to find cover for undiagnosed symptoms and you may need to wait until you have a diagnosis before getting cover elsewhere.

What you'll be asked for

  • Your main destination and the regions you want your policy to cover
  • The name and date of birth of every adult and child you want your policy to include
  • Your email address, home address and postcode
  • Your card details if you decide to buy. You can pay using an M&S Credit Card, M&S Debit Card, M&S Chargecard, Maestro, Visa, Visa Debit or Mastercard

Who underwrites M&S Travel Insurance?

We've carefully selected Aviva Insurance Limited to underwrite this quality travel insurance.

Cover for Covid-19

M&S Travel Insurance will provide cover for events relating to Covid-19 such as:

  • Emergency medical expenses abroad, cancelling or coming home early if you fall ill with Covid-19.
  • Cancelling or coming home early if you have to self-isolate or quarantine before you travel or whilst on your trip due to Covid-19. You are not covered if you need to cancel your trip due to having to quarantine when you return to the UK.
  • Cancelling or coming home early due to a FCDO advisory notice being in place advising against all but essential travel to your destination, or the FCDO are advising British citizens to leave the area in which you are staying. Cover for cancellation is only available in the 31 days before your departure date.

If you've suffered with Covid-19 and needed medical treatment you will need to tell Aviva and, as with other medical conditions, this will only be covered if Aviva have confirmed in writing that this is accepted. You will only need to declare Covid-19 if it meets the requirements in the 'Your health' section of the policy booklet.

Important documents

Please read through the following documents:

M&S Travel Insurance Product Information Document

M&S Travel Insurance Policy Booklet

M&S Travel Insurance Summary of Cover limits

M&S Travel Insurance Privacy Notice

You may require Adobe PDF reader to view these documents. Download Adobe Reader

Terms, conditions, exclusions and limitations apply. In addition there are important conditions relating to health which may affect your cover.

It's important to consider any other travel insurance you or any other traveller may have when deciding to purchase this product as you will only be able to claim against one policy.

Before you start your quote, read our Important Information about M&S Travel Insurance.

By clicking 'Start your quote' you confirm that you have read and accepted the policy booklet. Please take care to answer all of the questions honestly and ensure that your answers are accurate and complete. If you don't, it may mean that we are not able to deal with your claim or your policy may be cancelled.

By clicking 'Start your quote' you agree that you have read all the information in the 'Before you start your quote' section above.