Apply for M&S Club Rewards
Before starting your application, it is important that you read the before you apply
To apply for M&S Club Rewards you must:
- be over 18 years old
- be a UK resident (excluding Channel Islands and Isle of Man) for the duration of the period in which you hold the product
- already have an M&S Credit Card and be the main cardholder. If
have an M&S Credit Card you can
find out more and apply today
Premium Current Account customers
If you successfully apply for M&S Club Rewards, you will notice some changes to your current account:
- Your account will be changed to an M&S Current Account and you will no longer be charged a fee for your current account.
- You will be sent a copy of the new terms and conditions for your M&S Current Account in the post
- If a monthly fee is due to come out of your current account after moving over to Club Rewards, this will be automatically refunded within 30 days.
- Your exclusive M&S benefits will change to the new Club Rewards benefits.
Please note, you will still need to close or switch your M&S Current Account by 31 August 2021.
Please read the following information:
A £10 monthly fee is payable for M&S Club Rewards. This
initially be charged to your M&S Credit Card account on the day
agree to join M&S Club Rewards and then on the same date each
thereafter. Your Club Rewards membership does not have a fixed term.
continue until cancelled by you or us.
Collecting M&S points
Because you can collect M&S points every time you shop with your
Card, your rewards can quickly add up. Find
about how M&S rewards
you. Your M&S points will be converted into vouchers and
sent to you
4 times a year. M&S reward vouchers are valid for 15 months, so
spend them straightaway or save them until later - the choice is
You have the right to change your mind and cancel your M&S Club
membership within 14 days of receiving your M&S Club Rewards
To exercise the right to cancel, you must inform us using a clear
(e.g. a letter sent by post, email, or calling us on 0345 900
use the online
cancellation form (link opens in a new
but do not have to. To meet the
cancellation deadline, it is sufficient for you to send your
before the cancellation period has expired.
If you cancel, the agreement will end and we will refund you in full,
including fees you
have paid, as soon as we can, and not later than 14 days after the
which you tell
us you want to cancel. We will make the reimbursement using the same
of payment as
you used for the initial transaction, unless you have expressly
will not incur any fees as a result of the reimbursement.
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Please note: Your welcome pack will be sent to you via email, within 10 days of