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Data privacy and you

UK data privacy laws require organisations like M&S Bank to provide information to people about the personal data they hold and use. Our Privacy Notice is our way of providing you with this information.

Our Privacy Notice includes information such as explaining why different types of personal data are collected and used, how that data is used and disclosed, and an individual's rights regarding their data.

Where to find our Privacy Notices

If you're browsing our website, you can view the Website Privacy Notice.

If you're a M&S Bank customer (eg you've applied, or are applying, for one of our products or use our services), you can view our Privacy Notice Overview PDF or you can view our full Privacy Notice PDF if you'd like more details.

You can also view our Mobile App Privacy Notice and our Pay by bank Privacy Notice PDF

Latest Updates

Our full privacy notice was last updated in June 2026.

Fraud Prevention Agencies

To find out more about our Fraud Prevention Agencies and how they manage your information, please visit each agency directly:

CIFAS

National Hunter

Synectics Solutions Ltd

BioCatch

LexisNexis (ThreatMetrix)

More information about your rights

To find out more information please visit Information Commissioner’s Office at ico.org.uk

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