M&S Bank legal information

Find out more about our legal information including site and product terms, cookie policy and privacy statement.

Product information

The latest product terms and conditions and key information.

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Site terms and conditions and privacy statement

View our site terms, important information and privacy statement.

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The Standards of Lending Practice

We adhere to the Standards of Lending Practice

Important documents

Guide to credit scoring

Marks & Spencer Financial Services plc

M&S Bank is a trading name of Marks & Spencer Financial Services plc. Registered in England No. 1772585. Registered office: Kings Meadow, Chester, CH99 9FB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Marks & Spencer Financial Services plc is entered in the Financial Services Register under reference number 151427. M&S Bank is part of the HSBC Group. Marks & Spencer is a registered trademark of Marks and Spencer plc and is used under licence. © Marks & Spencer Financial Services plc . All rights reserved.