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Spring into action with an M&S Personal Loan

4.9% APR representative when you borrow between £7,500 and £15,000 over 1 to 7 years.

Credit subject to status. Terms and conditions apply.

What is a personal loan?

Learn more about what a personal loan is, what secured and unsecured means and what you'll need to apply.

Find out things you’ll need to know before applying for a personal loan and how to apply.

Want to know what you can use a personal loan for? Learn more about the reasons people take out a loan.

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With the current rising cost of living we have a number of tools and tips to support you.