M&S Bank

M&S Fixed Rate Savings

Earn between 1.30% AER/Gross and 1.70% AER/Gross with fixed rate interest over 1, 2 or 3 years*.

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*Early withdrawal fees apply for deposits under £50,000. No Withdrawals or closing of your bond for deposits £50,000+.

M&S Travel

Travel Insurance for solo and family holidays as well as over 40 different foreign currencies available in store or to Click & Collect.


M&S Personal Loans

View our rates on loans between £1,000 and £25,000 over 12 to 84 months.

Credit subject to status to UK residents only. To apply you must have an annual income of at least £10,000 and be aged 18 or over.

M&S Credit Card

One card, three offers to choose from.

19.9% APR representative variable

Credit available subject to status to UK residents aged 18 or over. Terms and conditions apply.

M&S Current Account

£220 M&S gift card for M&S Credit Card customers.
19.9% APR representative variable

£100 M&S gift card when existing credit card customers switch to us using the Current Account Switch Service and an additional £120 M&S gift card when you stay for 12 months. Financial criteria and other terms and conditions apply.

M&S Bank Mortgages

Homes aren't just bricks and mortar.
They're made of stories.
Introducing mortgages from M&S Bank.

Your home may be at risk if you do not keep up repayments on your mortgage.

M&S Bank First Time Buyer Mortgages

£1,000 cashbackFootnote 1*on our First Time Buyer range of mortgages (minimum loan of £75,000).

*Footnote 2Terms and conditions apply

Your home may be at risk if you do not keep up repayments on your mortgage.

M&S Insurance

Make sure all those most important to you are covered with a range of home, car, travel and pet insurance policies.

Savings and Investments

Whether you have a short term or long term goal in mind for your money, M&S Bank could have saving and investment options for you.


M&S Bank on Twitter

M&S Bank are here to help 24/7. Tweet us with your query.

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M&S Bank on Facebook

For the latest news, offer, hints and tips 'like' us on Facebook.

UK Ring-fencing – What does it mean?

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