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Options for the long and short term - M&S Saving And Investing
M&S Cash ISA - tax free savings from M&S Bank - find out more

Everyday Savings

Easy access savings – penalty-free withdrawals at any time.

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Cash ISA

The M&S Cash ISA gives you the choice of fixed and variable rates.

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Fixed Rate Savings

Grow your money with fixed rates of interest over 1, 2 or 3 years – save from £500.

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Information for existing investors in M&S Unit Trust Funds.

The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Investing should be seen as a medium to long term proposition, for example at least 5 years.

The value of tax benefits provided by a cash ISA depend on individual circumstances and tax rules may change in the future.

FSCS - find out more

Personal Savings Allowance

Most UK taxpayers now have a Personal Savings Allowance. Tax is no longer deducted from the credit interest you earn on your savings.

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View and compare all savings rates

Rates for our current savings products and those no longer available.

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