† Customers who obtain a quote for a new M&S Pet Insurance policy (a “Policy”) from 00:01 on 17 June 2024 (the “Opening Date”) until the date the promoter removes or varies this promotion in whole or in part (the “Closing Date”) (inclusive) and purchase that Policy within the quote validity period will receive M&S vouchers (the “Vouchers/Gift”) to spend in store (the “Gift”). Customers purchasing a Premier policy will receive £50 M&S vouchers, customers purchasing a Plus policy will receive £25 M&S vouchers and customers purchasing a Standard policy will receive £15 M&S vouchers. Customers are not eligible if they are renewing or amending policies, purchase a policy through a comparison, affiliate or cashback website, purchase an “Essential Cover” policy. Full offer and voucher terms & conditions apply.
†† Excludes renewals and amendments to existing policies. As pets get older, sadly they’re more likely to get ill. In fact, RSA claims data shows that the cost of looking after your pet’s health doubles every four to five years. That’s why your renewal price increases each year and your excess will increase when your pet turns nine. Unfortunately, once a pet has been taken ill, they’re more likely to get ill again. That’s why, if a claim is paid, the price you will pay next year can double. How much they go up is different for everyone and depends on things like your pet’s breed, their age and health.
** Whatever policy you choose you will not be able to claim for any changes in your pet's health or behaviour before your policy start date or in the first 14 days of cover or for death from illness after your pet's 9th birthday. Please note that if you change your cover level at renewal, the maximum amount you can claim and the treatment period may change.
*** Illnesses that first show signs in the first 14 days of your policy start date are not covered.