Single or annual multi-trip insurance cover
M&S Travel Insurance offers a choice of cover for you and your family, so you can choose your policy depending on your holiday and individual needs.
Major incident cover
If there is an event like an earthquake, hurricane or terrorist incident within 50 miles of your booked resort and you do not feel safe to travel, we will cover your cancellation costs.
All policies include travel disruption cover as standard. It offers additional protection for non-refundable travel costs.
Bankruptcy of transport or accommodation provider
This cover offers protection against your transport or accommodation provider going bankrupt, so you can recover your costs.
Medical emergency cover
If you're ill or have an accident while on holiday, your medical expenses could be covered up to £10 million.
Cancelling or coming home early
Claim compensation for irrecoverable costs up to £6,000 if your trip is affected by illness, injury or redundancy (subject to policy terms and conditions).
Online medical screening
We'll ask you questions about your medical conditions when you complete your quote online. You need to tell us if, in the last 12 months, any traveller has been prescribed medication, is awaiting any tests or investigations or has been admitted to hospital for any illness, injury or disease.
Enhance your policy
Baggage – protection if your bags go missing or get damaged.
Winter sports – cover for winter sports and the loss or damage of your sports equipment.
Compare travel insurance cover options
Cover you can rely on
We offer a choice of cover options so you can tailor your travel insurance to meet your needs. You can compare the level and types of cover in the table below. Whether you decide to add any cover options to your policy or not, you can relax knowing we'll deal with any claim quickly and fairly if something goes wrong with your travel plans.
|Cover benefits||Includes (up to)||Option (up to)|
|Age limit – annual multi-trip||79|
|Age limit – single trip||No limit|
|Excess||£100||Reduce to £50|
|Online medical screening||Yes|
|Cancelling or coming home early||£4,000||Reduce to £2,000 or increase to £6,000|
|Emergency medical and associated expenses||£10 million|
|Travel disruption||The level of cover will match the level selected for cancelling or coming home early|
|Emergency travel document expenses||£250|
|Personal liability||£2 million|
|Legal expenses and advice||£25,000|
|Accidental death or permanent disability||£25,000|
|Your belongings||Option only||£1,000 or £2,500|
|Winter sports||Option only||£500 for equipment
£300 for winter sports holiday disruption