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Understand more about what rewards you could receive as an M&S Bank cardholder
23.9% APR representative variable
Understand more about what rewards you could receive as an M&S Bank cardholder
23.9% APR representative variable
Collect 1 Rewards point for every £1 spent in M&S and 1 rewards point for every £5 spent elsewhere. 100 rewards points = £1 in M&S vouchers.
With M&S Club Rewards you'll receive an extra 2 rewards points per £1 spent in M&S.
23.9% APR Representative (variable)
Available to existing cardholders for just £10 a month
M&S Rewards points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency or M&S rewards vouchers.
You can now view and redeem your M&S Credit Card Rewards vouchers in your Sparks account at marksandspencer.com or in the M&S app.
Learn more about the rewards you receive by using your M&S Credit Card
* M&S next day deliveries are not available in some locations e.g. Northern Ireland and Guernsey.
** Based on £77 worth of M&S vouchers, 32 hot drink vouchers, 6 next day deliveries (not available in some locations eg Northern Ireland and Guernsey), points earned from £1,000 spend abroad in a local currency annually and points earned from an average monthly spend in M&S of £46 on an M&S Credit Card.