Your wellbeing

It’s common for money worries to affect your overall wellbeing, with one causing or influencing the other.

Research by the ONS suggests that around three in four adults are feeling worried about the rising cost of living.

Everyone will experience these changes slightly differently but here are some signs that you may need some support:

  • You’re feeling anxious about checking your account balance or reading bank statements
  • You’re worried about being able to pay bills, or avoiding opening important letters
  • Your sleep is disturbed because you’re thinking about your finances
  • You feel low and anxious, or like there’s no way forward due to your financial situation
  • You feel guilty after spending money, or you spend money on things you feel you shouldn’t be

Who can I talk to?

If you’re struggling with challenges like those above, we encourage you to visit your GP or contact a healthcare professional who can help.

If you're worried about keeping up to date with your M&S Bank monthly payments, or have already fallen behind, we're here to help.

You can also find support on budgeting, benefits and other money saving solutions on our hub.

Where else can I get help from?


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0300 123 3393

Where can I get additional financial support from?


Free debt advice from impartial experts - use their Money Health Check to get back on track

0800 138 1111

Money Helper

Offering free and impartial money advice as well as tools to help improve your finances.

0300 500 5000

National Debtline

Offering free and independent debt advice.

0808 808 4000

Citizens Advice

Offering free, impartial advice on debt and money, work, benefits and more.

03444 111 444