Progressing your application

To progress your application this way, all you'll need is your login credentials for your main current account (username and password) to hand.

You'll need to give consent to third party, consents.online, to access your account information through Open Banking. Companies who are providing services via Open Banking must comply with data protection laws and must be registered or authorised by the Financial Conduct Authority (FCA). They’ll also need to be registered with the Open Banking Implementation Entity. For more information on Open Banking, see the Open Banking Implementation Entity's website. As part of keeping your data safe, consents.online will only access the transaction data you have given consent to retrieve on a one-time basis.

We need this additional information to process your application – this information will inform us of whether we can lend to you and the amount we’re able to lend.

consents.online is a regulated provider of Open Banking that lets you be sure that you're only sharing the information you want to, when you want to and be sure exactly who's looking at it. This is provided free of charge to help you provide your information quickly and easily.

To use consents.online through Open Banking,  you'll need your online banking username and password that you log into your main bank account with. This will be the account where you receive your salary and make bill payments from.

No. This is a one-time access request and no information will be provided to us unless you provide your explicit pre-consent and authorise access. We will only view data from the specific accounts you have authorised.

We'll contact you by phone or email to let you know our decision. This is usually within 2 – 5 working days.