M&S Rewards Calculator
Understand more about what rewards you could receive
21.9% APR representative variable
Collect 1 rewards point for every £1 spent in M&S and 1 rewards point for every £5 spent elsewhere. 100 rewards points = £1 in M&S vouchers.
With M&S Club Rewards you'll receive an extra 2 rewards points per £1 spent in M&S.
21.9% APR Representative (variable)
Available to existing cardholders for just £10 a month
M&S rewards points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency or M&S rewards vouchers.