M&S Club Rewards

Existing M&S Credit Cardholders can subscribe to M&S Club Rewards today for just £10 a month

For just £10 a month

M&S Club Rewards is exclusively available to M&S Credit Cardholders. If you do not hold an M&S Credit Card, you will need to successfully apply for one before you can open M&S Club Rewards. Credit is subject to status.
T&Cs apply. (Representative 23.9% APR Variable).

For full details of M&S Club Rewards benefits, view our fact sheet.

Before you apply

Before starting your application, it is important that you read the before you apply section below.

Eligibility criteria

To apply for M&S Club Rewards you must:

  • Be over 18 years old
  • Be a UK resident (excluding Channel Islands and Isle of Man) for the duration of the period in which you hold the product
  • Already have an M&S Credit Card and be the main cardholder. If you don't have an M&S Credit Card you can find out more and apply today

What you'll be asked for

During your application we will need your:

  • M&S Credit Card number
  • Residential address
  • Email address

Important information

Please read the following information:

Fee & Term

A £10 monthly fee is payable for M&S Club Rewards. This monthly fee will initially be charged to your M&S Credit Card account on the day that you agree to join M&S Club Rewards and then on the same date each month thereafter. Your Club Rewards membership does not have a fixed term. It will continue until cancelled by you or us.

Collecting M&S rewards points

Because you can collect M&S rewards points every time you shop with your M&S Credit Card, your rewards can quickly add up. Find out more about how M&S rewards you. Your M&S rewards points will be converted into M&S vouchers and sent to you by post 4 times a year. M&S reward vouchers are valid for 15 months, so you can spend them straightaway or save them until later - the choice is yours.

Cancellation rights

You have the right to change your mind and cancel your M&S Club Rewards membership within 14 days of receiving your M&S Club Rewards welcome pack. To exercise the right to cancel, you must inform us using a clear statement (e.g. a letter sent by post, email, or calling us on 0345 900 0900). You may use the online cancellation form (link opens in a new tab), but do not have to. To meet the cancellation deadline, it is sufficient for you to send your communication before the cancellation period has expired.

If you cancel, the agreement will end and we will refund you in full, including fees you have paid, as soon as we can, and not later than 14 days after the day on which you tell us you want to cancel. We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise. You will not incur any fees as a result of the reimbursement.

Next day delivery

For purchases made online at marksandspencer.com you will be eligible for next day delivery at no extra cost. This will not apply to food, hampers, wine, flowers, furniture and items described as on sale.

You need to have a marksandspencer.com account, set up in your name, to enjoy this benefit. Your account will usually be updated to include next day delivery within 6 working days of you opening both Club Rewards and your marksandspencer.com account. Only available to the main Club Rewards member. Your Club Rewards welcome pack will include two one-time promotion codes to use until the benefit is applied to your account.

Once set up, each time you order online simply select next/nominated day delivery at checkout, and we’ll automatically deduct the cost of delivery when you pay. Subject to availability and Marks and Spencer next day delivery terms and conditions. Visit marksandspencer.com/c/help/delivery for more information. Some locations may be excluded (e.g. Northern Ireland and Guernsey) and delivery slots may be limited.

Apply now(opens in a new window)

Please note: Your welcome pack will be sent to you via email, within 10 days of account opening.