Close your credit card account

Find out the steps you will need to take to close your account

Thinking about closing your credit card account?

We're sorry you're thinking of closing your M&S Credit Card, below is a link to our closure form and a little information you will need ahead of the closure. Please note that once the account is closed you will not be able to apply for another M&S Credit Card for 12 months.


You can only close accounts with a nil balance. For ways to clear your balance visit our ways to pay page.

Direct Debits

All Direct Debits will be cancelled. Please ensure you have alternative payment methods in place to avoid negative effects on your credit file.

If you have any questions, please call us on 0345 900 0900.