Switch to us
We are required to publish the Financial Conduct Authority Service Quality Information for personal current accounts.
no monthly fee
Simple, straightforward banking from M&S
Everything you expect from a bank, with some nice extras.
- Minimum £500 arranged overdraft at account opening (subject to status). Interest rates apply.
- Access to the high rate Monthly Saver when you've switched using the Current Account Switch Service and have two active Direct Debits.
- Access to the M&S Loyalty Scheme.
All for no monthly fee.
Learn moreabout the M&S Current Account
For banking that's even more rewarding
All the benefits of the M&S Current Account plus:
- £132 worth of hot drinks vouchers for the M&S Café.
- £45 worth of treats and delights vouchers.
- £40 a year in M&S vouchers for clothing and home.
- Birthday gift.
The M&S Premium Current AccountSM&S Premium Current Account costs £10 a month.
The M&S Premium Current Account is automatically renewed monthly.
Learn moreabout the M&S Premium Current Account
Switch to us
Get more from your current account
Switch your everyday banking to usSwitch your everyday banking to us using the Current Account Switch Service online, in branch or by phone with our switching team.
Learn moreabout the M&S switching bank accounts
Our overdraft calculator will help you understand the costs of borrowing using an M&S current account overdraft.
Our overdraft eligibility tool allows existing and new current account customers to check the overdraft amount you may be eligible for before you apply. For existing current account customers, using this tool won't affect your current arranged overdraft if you already have one with us. Once you're ready to apply just call us on 0345 900 0900 or visit your local M&S Bank branch.
If you do not have a current account with M&S Bank you can apply online, call us on 0345 900 0900 or visit your local M&S Bank branch.