Switch and stay

We are required to publish the Financial Conduct Authority Service Quality Information for personal current accounts.

Current Account

Simple, straightforward banking from M&S

Everything you expect from a bank, with some nice extras.

  • Minimum £500 arranged overdraft at account opening (subject to status). Interest rates apply.
  • Access to the high rate Monthly Saver when you've switched using the Current Account Switch Service and have two active Direct Debits.
  • Access to the M&S Loyalty Scheme.

All for no monthly fee.

Learn moreabout the M&S Current Account

M&S Premium
Current Account

For banking that's even more rewarding

All the benefits of the M&S Current Account plus:

  • £132 worth of hot drinks vouchers for the M&S Café.
  • £45 worth of treats and delights vouchers.
  • £40 a year in M&S vouchers for clothing and home.
  • Birthday gift.

The M&S Premium Current AccountSM&S Premium Current Account costs £10 a month.

The M&S Premium Current Account is automatically renewed monthly.

Learn moreabout the M&S Premium Current Account

Switch to us

Get more from your current account

Switch your everyday banking to usSwitch your everyday banking to us including a minimum of four active Direct Debits, using the Current Account Switch Service online, in branch or by phone with our switching team, and we’ll send you an M&S gift card – so you can enjoy a very special thank you, exclusively from M&S Bank.

Terms and conditions apply.

Learn moreabout the M&S switching bank accounts

Accounts subject to status and account conduct. You must be aged 18 or over.