Finish your registration for digital banking

Select an M&S PASS to complete your registration

Select your M&S PASS

You’re almost done! Now you’ve set up your Internet Banking details, you need to select an M&S PASS to complete your registration and access digital banking. To sign in to Internet Banking you will need to generate a security code using your M&S PASS.

If you’ve already selected an M&S PASS, you just need to sign in to digital banking and follow the steps on screen to access your account.

Digital M&S PASS

You can access the Digital M&S PASS by downloading the M&S Banking App.

  • Our app gives you quick and easy access to mobile and Internet Banking
  • You can securely sign in with your face or fingerprint on compatible device
  • Gain access to your accounts now – no need to wait for a physical M&S PASS to arrive

If you're ready to set up your Digital M&S PASS, head to the App Store or Google Play store to download the M&S Banking App. Please note device restrictions apply.

To download on the App Store, click here

To download on Google Play, click here

More features of the M&S Banking App

  • View your credit card PIN in an instant
  • Confirm your online payments
  • Receive spend notifications when you spend on your M&S Credit Card
  • Download mobile credit card statements

Physical M&S PASS

If you don't have a compatible device, you can order a physical M&S PASS which will generate the security codes you’ll need to access your accounts.

To order a physical M&S PASS, sign in to Internet Banking using the details you’ve set up and select the option to ‘Order M&S PASS’.

Sign in to internet banking

Frequently asked questions

What are the differences between signing in with the digital and physical M&S PASS?

The Digital M&S PASS and the physical M&S PASS both generate a security code, providing the same level of security when you sign in to Internet Banking. A key benefit of the Digital M&S PASS is that it is contained within the M&S Banking App, meaning you are not required to carry around a separate security device. With face or fingerprint recognition (on compatible devices), it is the quick and easy way to access your accounts.

Does using the M&S Banking App replace the physical M&S PASS?

Yes, as the Digital M&S PASS is provided within the M&S Banking App it will replace any physical M&S PASS that you have. If you choose to download the M&S Banking App, your old physical M&S PASS will no longer work. You can download the app onto a maximum of three personal devices.

How do I pay my credit card if I haven’t received my physical M&S PASS yet?

If you need to make a payment to your credit card, you can look at the various ways to pay.

Apple, iPhone, iPod touch, iPad, iPad mini, iPad Air, iPad Pro and the Apple logo are trademarks of Apple Inc., registered in the US and other countries and regions. App Store is a service mark of Apple Inc. iOS is a trademark of Cisco and used by Apple under licence. Android, Google Play and the Google Play logo are trademarks of Google LLC.