Finish your registration for digital banking

Select an M&S PASS to complete your registration

Select your M&S PASS

You’re almost done! Now you’ve set up your Internet Banking details, you need to select an M&S PASS to complete your registration and access digital banking. To sign in to Internet Banking you will need to generate a security code using your M&S PASS.

If you’ve already selected an M&S PASS, you just need to sign in to digital banking and follow the steps on screen to access your account.

Digital M&S PASS

You can access the Digital M&S PASS by downloading the M&S Banking App.

  • Our app gives you quick and easy access to mobile and Internet Banking
  • You can securely sign in with your face or fingerprint on compatible device
  • Gain access to your accounts now – no need to wait for a physical M&S PASS to arrive

If you're ready to set up your Digital M&S PASS, head to the App Store or Google Play store to download the M&S Banking App. Please note device restrictions apply.

More features of the M&S Banking App

  • View your credit card PIN in an instant
  • Confirm your online payments
  • Receive spend notifications when you spend on your M&S Credit Card
  • Download mobile credit card statements

Physical M&S PASS

If you don't have a compatible device, you can order a physical M&S PASS which will generate the security codes you’ll need to access your accounts.

To order a physical M&S PASS, sign in to Internet Banking using the details you’ve set up and select the option to ‘Order M&S PASS’.

Sign in to internet banking

Frequently asked questions

What are the differences between signing in with the digital and physical M&S PASS?

The Digital M&S PASS and the physical M&S PASS both generate a security code, providing the same level of security when you sign in to Internet Banking. A key benefit of the Digital M&S PASS is that it is contained within the M&S Banking App, meaning you are not required to carry around a separate security device. With face or fingerprint recognition (on compatible devices), it is the quick and easy way to access your accounts.

Does using the M&S Banking App replace the physical M&S PASS?

Yes, as the Digital M&S PASS is provided within the M&S Banking App it will replace any physical M&S PASS that you have. If you choose to download the M&S Banking App, your old physical M&S PASS will no longer work. You can download the app onto a maximum of three personal devices.

How do I pay my credit card if I haven’t received my physical M&S PASS yet?

If you need to make a payment to your credit card, you can look at the various ways to pay.

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