A simple, secure and convenient way to pay, without the need for your physical card or PIN
Simple, convenient and always with you
Payments on the go
Secure
Keeping your digital card safe with your face, fingerprint or passcode
Effortless online payments
Quicker checkouts
Just like a physical wallet, a digital wallet can house all your payment options in one secure place. You can use any compatible device with a digital wallet feature, to have a digital version of your M&S Credit Card. Watch our handy video to see how using your card via a digital wallet, could support your day to day spends.
Having your card in a digital wallet can make it simpler for you to make contactless payments in person, in apps and online as you won't need your physical card or PIN.
Don't worry, you'll still be able to collect M&S Rewards points when you spend using your card in your Digital Wallet.
Why add your credit card to a digital wallet?
Ever been stuck at the till struggling to find your card?
Unable to finish an online shop because you didn’t have your card?
Or forgotten your PIN whilst trying to settle the bill?
Don’t worry, we’ve all been there!
However, there’s an easy way to solve this.
Simply add your M&S Credit Card to your digital wallet via the M&S Banking App*.
*Available on compatible devices for main cardholders.
Setting it up is quick and easy.
Then, you’ll always have your digital card to hand.
No more rummaging for your card at the till.
Simpler online checkouts, and no need to enter your card details^.
^Available where the Apple Pay and Google Pay logos are displayed.
You won’t even need to remember your PIN...
You can use your face or fingerprint recognition to confirm it’s you.
It’s easy and secure.
And yes, you’ll still be earning M&S Rewards† every time you pay with it.
†M&S Rewards points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency or M&S rewards vouchers.
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Apple, the Apple logo, Apple Pay are trademarks of Apple Inc., registered in the US and other countries and regions. Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
You can add your card to your digital wallet via the M&S Banking App. Firstly, download and set up the app.
Find out how to set up and use Apple Pay
Find out how to set up and use Google Pay
Find out how to set up and use Samsung Pay
Digital wallets can make payments quicker. They offer:
Biometric log on with your face or fingerprint, is a secure way to log on to your mobile device, as they are unique to you.
Digital wallets use authentication and data encryption to protect your personal information, unlike a physical wallet where someone can access your payment cards if they took them.
When using a digital wallet, there are extra safety measures available to keep your information safe. These can include:
If you have recently told us you need a new card, are now waiting for it to arrive in the post, and you have an Apple Wallet or Google Wallet, you can use the M&S Banking App to add your card to your digital wallet before the physical one arrives. Meaning, you can still use your digital card to make purchases. Just follow the below steps:
If your previous card was added to a digital wallet, your new card should automatically replace it.
Apple, the Apple logo, Apple Pay, Apple Watch, iPhone, iPad, Mac, Safari, Face ID, Touch ID and iSight are trademarks of Apple Inc., registered in the US and other countries and regions. iOS is a trademark of Cisco and used by Apple under licence.
Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics
Co, Ltd. Use only in accordance with the law.
Samsung Pay is available on select Samsung devices.
