M&S Debit Card
Activate your M&S Debit Card using Internet Banking
If you haven't already done so, you'll need to register for Internet Banking before you activate your M&S Debit Card through Internet Banking.
To activate your M&S Debit Card, sign in to Internet Banking and follow the steps below:
Activate your M&S Debit Card using the Automated Activation Line
If you don’t have our app or Internet Banking, you can call us on our Automated Activation line. You will need your M&S Debit Card in front of you. Call 0800 015 0044
M&S Chargecard or Budgetcard
If you have an M&S Chargecard or Budgetcard, you'll need to activate it in an M&S store the first
time that you want to make a purchase. Just let the customer service assistant at the till know that
it's the first purchase on your card and they'll be able to help you.