How to activate your card
Before you use your M&S Bank card you'll need to activate it. Once it's activated, it's ready to use straightaway.
Which of your M&S Bank cards would you like to activate?
M&S Credit Card
Activate your M&S Credit Card using the M&S Banking App*.
A quick and easy way to activate your M&S Credit Card is via the M&S Banking App. To use our app, you will first need to register for Internet Banking.
Once your app is set up, here is how you activate your card:
- Select your 'M&S Credit Card' account
- Choose 'Manage Cards'
- Select 'Activate card' and follow the simple instructions
*Please make sure you are using the latest version of our app. The M&S Banking App is currently available on compatible devices running operating system IOS version 12.2 and higher. The app is also compatible with Android 6 or higher. We recommend using the most up to date operating system your device can support.
iOS is a trademark of Cisco and used by Apple under licence. Apple is a trademark of Apple Inc., registered in the US and other countries. Android is a trademark of Google LLC.
Activate your M&S Credit Card using Internet Banking
If you haven't already done so, you'll need to register for Internet Banking before you activate your M&S Credit Card through Internet Banking.
To activate your M&S Credit Card, sign in to Internet Banking and follow the steps below:
Step 1: On your 'My Accounts' page in Internet Banking, select
M&S Credit Card
Step 2: Click on 'Activate my Credit Card' in the menu on the left
hand side
Step 3: Enter your M&S Credit Card details and click 'Submit'
You will then see confirmation that your card has been activated.
Activate your M&S Credit Card using the Automated Activation Line
If you don't have our app or Internet Banking, you can call us on our Automated Activation line. You will need your M&S Credit Card in front of you. Call 0800 015 0044
M&S Chargecard or Budgetcard
If you have an M&S Chargecard or Budgetcard, you'll need to activate it in an M&S store the first time that you want to make a purchase. Just let the customer service assistant at the till know that it's the first purchase on your card and they'll be able to help you.