Activate your M&S Bank Credit Card

Before you use your M&S Bank card you'll need to activate it. Once it's activated, it's ready to use straightaway.

A quick and easy way to activate your M&S Credit Card is via the M&S Banking App. Register for Digital Banking now.

Once your app is set up, here is how you activate your card:

  1. Select your 'M&S Credit Card' account
  2. Choose 'Manage Cards'
  3. Select 'Activate card' and follow the simple instructions

*Please make sure that you are using the most recent version of our app. Find out which devices the M&S Banking App is compatible with. We recommend you also use the most up to date operating system your device can support.

If you don't have our app or Internet Banking, you can call us on our Automated Activation line. You will need your M&S Credit Card in front of you. Call 0800 015 0044