Activate your card
How to activate your card
Before you use your M&S Bank card you'll need to activate it. Once it's activated, it's ready to use straightaway.
Which of your M&S Bank cards would you like to activate?
M&S Credit Card
If you haven't already done so, you'll need to register for Internet Banking.
To activate your M&S Credit Card, sign into Internet Banking and select M&S Credit Card from the Accounts section. Then select 'Activate my Credit Card' from the left-hand side navigation and follow the simple instructions.
Activating your credit card via Internet Banking
Step 1: On your 'My Accounts' page in Internet Banking, select M&S Credit Card
Step 2: Click on 'Activate my Credit Card' in the menu on the left hand side
Step 3: Enter your M&S Credit Card details and click 'Submit'
You will then see confirmation that your card has been activated.
If you’ve not yet registered you can activate your M&S Credit Card by calling 0800 015 0044 (option 1).
M&S Debit Card
If you've already registered for Internet Banking and you have an M&S PASS you can activate your M&S Debit Card by signing into Internet Banking and clicking on your current account and then selecting 'Activate my Debit Card' from the left-hand side navigation and following the simple instructions.
If you are a new current account customer activating your debit card for the first time, you will need to call us on 0800 015 0044 (option 2)
Activating your debit card via Internet Banking
Step 1: On your 'My Accounts' page in Internet Banking, select your M&S Current Account or M&S Premium Current Account
Step 2: Click on 'Activate my Debit Card' in the menu on the left hand side
Step 3: Enter your card details when prompted and click on 'Activate Card'.
You will then see confirmation that your card has been activated.
If you've not yet registered or don't have an M&S PASS, you can activate your M&S Debit Card by calling 0800 015 0044 (option 2).
M&S Chargecard or Budgetcard
If you have an M&S Chargecard or Budgetcard, you'll need to activate it in an M&S store the first time that you want to make a purchase. Just let the customer service assistant at the till know that it's the first purchase on your card and they'll be able to help you.