Savings and investments

Options for the long and short term

M&S Cash ISA

The M&S Cash ISA gives you the choice of fixed and variable rates.

Fixed Rate Savings

Grow your money with fixed rates of interest over 1, 2 or 3 years — save from £500.

Everyday Savings Account

Easy access savings, penalty free withdrawals at any time.


Information for existing investors in M&S Unit Trust Funds.

Find out more about M&S Unit Trust Funds

Changes to ISA's

In the Autumn Statement, the government announced ISA reform from the 6 April 2024.

Find out more

The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Investing should be seen as a medium to long term proposition, for example at least 5 years.

The value of tax benefits provided by a cash ISA depends on individual circumstances and tax rules may change in the future.