Single trip travel insurance
Whether it's a weekend in Rome, a fortnight with the family in Florida or a once-in-a-lifetime trip to the Bahamas, nothing should stop you enjoying your break. After all, you've worked hard for it and deserve to getaway.
Having the right single trip insurance in place will banish the dreaded 'what if' feeling that can spoil even the most magical of holidays.
Knowing you're covered should you suffer an accident or if something goes wrong can give you the peace of mind you need.
So sit back and relax, safe in the knowledge you're prepared for your break, with an insurance policy you can tailor to suit your needs. But is single trip travel insurance right for you? Find out here!
What is single trip travel insurance?
Single trip travel insurance policies provide cover for one holiday or trip abroad. A popular type of travel insurance for holiday-makers, the majority of all travel policies sold are for single trips. Most policies cover a variety of eventualities, including illness and injury or cancellation and curtailment. The cover will last as long as your trip – from when you take out your policy to when you return. And with cover for trips up to 120 days, a single trip policy from M&S Bank is perfect for extended trips abroad.
Is single trip travel insurance right for me?
If you're planning a one-off holiday or business trip, a single trip travel insurance policy is likely to be your best option as they are typically cheaper than annual insurance policies. Single trip insurance policies are purchased based on where you're going and what you plan on doing, providing you with cover that meets your needs.
Even if you're travelling a couple of times per year, taking out a single trip travel insurance policy for each holiday you're planning may still work out to be a cheaper option than annual travel insurance (also called multi-trip travel insurance) which provides cover for a 12-month period.
However, if you plan to go abroad several times in a year, it's worth looking into multi-trip travel insurance. Just check that all the countries you plan to visit are covered by the policy – and that you're still insured if one of your trips is doing something adventurous like skiing, for example.
What is covered by single trip travel insurance with M&S Bank?
We all want to do different things on holiday and, on top of this, we all have different budgets. That's why M&S Bank offers flexible insurance policies that can be tailored to the needs of your trip – and your wallet.
The main benefits of our policy include:
M&S Bank single trip travel insurance can cover the cost of care incurred by unforeseen injuries and illnesses for up to £10 million. You're also covered for a variety of sports and activities, from snorkelling to elephant riding. What's more, if you need to stay in hospital while on holiday, M&S Bank pays you up to £20 a day to help keep you comfortable. That's a lot of grapes.
Cancellation or curtailment cover
If something should get in the way of your plans after you've booked your trip, or you have an injury or illness to deal with back at home, M&S Bank can reimburse up to £6,000 per person depending on the level of cover taken out for the travel and accommodation you didn't get to enjoy.
Legal expenses and personal liability
If you're unlucky enough to suffer an illness or injury while travelling, as a result of someone else's actions, M&S Bank will cover legal costs up to £25,000. On the flip side, we can provide personal liability cover of up to £2,000,000 to cover costs should you accidentally injure someone or damage their property.
Other optional extras
With a single trip policy from M&S Bank a range of optional extras help tailor your policy to meet your needs. From cover for your personal possessions and baggage to winter sports cover. The independent traveller might want to take advantage of our travel disruption cover which offers protection against unexpected events such as volcanic ash clouds, industrial action or tsunamis.
Looking for a quote?
Getting a single trip travel insurance quote is quick and easy; we only need a few details, and you can apply straightaway.
Get a quote for M&S Travel Insurance
M&S Travel Insurance is underwritten by AXA Insurance UK plc. Single trip age limit of 80 if travelling to the USA, Canada or Caribbean Islands, otherwise no upper age limit