Our features and benefits
Your tax-free allowance for 2023/24 ends on 5 April. View the key dates.
- Save with an M&S Cash ISA and split your existing and new ISA subscriptions between fixed and variable rates
- M&S Cash ISA Fixed Rate option - earn between 3.75% AER/tax-free and 4.30% AER/tax-free with fixed rates over 1, 2 or 3 years
- M&S Advantage Variable Rate option - earn 3.00% AER/tax-free (variable)
The value of tax benefits provided by a cash ISA depends on your individual circumstances and tax rules could change in the future. Tax-free means free from personal liability to UK Income Tax and Capital Gains Tax.