Options for the long and short term
Your tax-free allowance for 2024/25 ends on 5 April.
Changes to National Insurance Number eligibility apply from 6 April
Grow your money with fixed rates of interest over 1, 2 or 3 years — save from £500.
Easy access savings, penalty free withdrawals at any time.
Information for existing investors in M&S Unit Trust Funds.
Find out more about M&S Unit Trust Funds
The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Investing should be seen as a medium to long term proposition, for example at least 5 years.
The value of tax benefits provided by a cash ISA depends on individual circumstances and tax rules may change in the future.
