Savings Rates

Products currently available

Everyday Savings Account

Interest rates for all customers:

From	To	AER	Gross
20/04/2023	-	1.30%	1.29%
01/03/2023	19/04/2023	1.20%	1.19%
02/02/2023	28/02/2023	0.90%	0.90%
15/12/2022	01/02/2023	0.65%	0.65%
02/11/2022	14/12/2022	0.50%	0.50%
21/09/2022	01/11/2022	0.40%	0.40%
03/08/2022	20/09/2022	0.20%	0.20%
01/03/2022	02/08/2022	0.10%	0.10%
05/05/2020	28/02/2022	0.01%	0.01%
11/12/2019	04/05/2020	0.15%	0.15%
13/09/2018	10/12/2019	0.20%	0.20%
18/10/2016	12/09/2018	0.10%	0.10%
06/04/2016	17/10/2016	0.35%	0.35%

Interest rates subject to variation
From	To	AER	Gross	Net
12/04/2013	05/04/2016	0.35%	0.35%	0.28%
03/01/2013	11/04/2013	1.35%	1.34%	1.07%

Interest rates subject to variation. Rate included a 1% bonus for 12 months from account opening.
From	To	Including bonus			Go to rate
From	To	AER	Gross	Net	AER	Gross	Net
24/08/2010	02/01/2013	2.35%	2.33%	1.86%	1.35%	1.34%	1.07%
14/05/2009	23/08/2010	1.56%	1.55%	1.24%	0.55%	0.55%	0.44%

Advantage Cash ISA option

Interest rates are variable and can change at any time.
From	To	Tax Free Rate	AER
15/12/2022	-	2.30%	2.30%
02/11/2022	14/12/2022	1.40%	1.40%
21/09/2022	01/11/2022	0.70%	0.70%
03/08/2022	20/09/2022	0.45%	0.45%
28/04/2022	02/08/2022	0.35%	0.35%
01/03/2022	27/04/2022	0.20%	0.20%
05/05/2020	28/02/2022	0.10%	0.10%
11/12/2019	04/05/2020	0.55%	0.55%
13/09/2018	10/12/2019	0.85%	0.85%
23/11/2017	12/09/2018	0.75%	0.75%
10/02/2017	22/11/2017	0.50%	0.50%
18/10/2016	09/02/2017	0.80%	0.80%
28/07/2016	17/10/2016	1.10%	1.10%
10/05/2013	27/07/2016	1.30%	1.30%
06/03/2013	09/05/2013	2.25%	2.25%
11/12/2012	05/03/2013	2.75%	2.75%
09/02/2012	10/12/2012	3.00%	3.00%

Rates included a 1% bonus payable until 21 July 2010. Interest rates were variable and could change at any time, including within the latest date range quoted above. The rates were presented in this way to reflect the reduction in the AER relative to the tax free rate over time. The AER reduced in this way because it was always calculated over a full 12 month period, while the bonus was only paid until a fixed date.
From	To	Tax Free Rate	AER	Go to rate AER/Tax Free
22/07/2010	08/02/2012	1.50%	1.50%	N/A
22/06/2010	21/07/2010	2.50%	1.58%	1.50%
22/05/2010	21/06/2010	2.50%	1.67%	1.50%
22/04/2010	21/05/2010	2.50%	1.75%	1.50%
22/03/2010	21/04/2010	2.50%	1.83%	1.50%
22/02/2010	21/03/2010	2.50%	1.92%	1.50%
22/01/2010	21/02/2010	2.50%	2.00%	1.50%
22/12/2009	21/01/2010	2.50%	2.08%	1.50%
22/11/2009	21/12/2009	2.50%	2.17%	1.50%
22/10/2009	21/11/2009	2.50%	2.25%	1.50%
01/10/2009	21/10/2009	2.50%	2.33%	1.50%
22/09/2009	30/09/2009	2.50%	2.08%	1.50%
22/08/2009	21/09/2009	2.50%	2.17%	1.50%
22/07/2009	21/08/2009	2.50%	2.25%	1.50%
22/06/2009	21/07/2009	2.50%	2.33%	1.50%
12/06/2009	21/06/2009	2.50%	2.42%	1.50%
22/04/2009	11/06/2009	3.10%	3.02%	2.10%
22/01/2009	21/04/2009	3.10%	3.10%	2.10%

Fixed Rate Savings Issue 42

Fixed Rate Savings Issue 42
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	3.50%	3.75%	4.00%

Fixed Rate Savings Issue 42 (Cash ISA)
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	3.50%	3.75%	4.00%

Bank of England Base Rate

Base Rate History

From	To	Rate
11/05/2023	Present	4.50 %
23/03/2023	10/05/2023	4.25 %
02/02/2023	22/03/2023	4.00 %
15/12/2022	01/02/2023	3.50 %
03/11/2022	14/12/2022	3.00 %
22/09/2022	02/11/2022	2.25 %
04/08/2022	21/09/2022	1.75 %
16/06/2022	03/08/2022	1.25 %
05/05/2022	15/06/2022	1.00 %
17/03/2022	04/05/2022	0.75 %
03/02/2022	16/03/2022	0.50 %
16/12/2021	02/02/2022	0.25 %
19/03/2020	15/12/2021	0.10 %
11/03/2020	18/03/2020	0.25 %
03/08/2018	10/03/2020	0.75 %
03/11/2017	02/08/2018	0.50 %
05/08/2016	02/11/2017	0.25 %
06/03/2009	04/08/2016	0.50 %
06/02/2009	05/03/2009	1.00 %

Products no longer available

Monthly Saver

From	To	Amount	AER	Gross
15/11/2019	31/08/2021	£25-£250 per month	2.75%	2.75%
29/09/2016	14/11/19	£25-£250 per month	5.00%	5.00%
26/09/2012	28/09/2016	£25-£250 per month	6.00%	6.00%

Flexi Cash ISA option - Closed

This option closed on 16/10/2016.

From	To	AER	Tax-free	Go to rate AER/Tax-free
10/05/2013	16/10/2016	1.30%	1.30%	0.05%
06/03/2013	09/05/2013	2.25%	2.25%	1.00%
09/02/2010	05/03/2013	2.65%	2.65%	1.40%

Tracker Cash ISA option - Closed

This option closed on 16/10/2016.

From	To	AER/Tax-free
06/03/2009	16/10/2016	0.50 %
06/02/2009	05/03/2009	1.00 %

Fixed Rate Savings Issue 41

Fixed Rate Savings Issue 41 - closed 14/12/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.25%	2.50%	2.75%

Fixed Rate Savings Issue 41 (Cash ISA) - closed 14/12/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.25%	2.50%	2.75%

Fixed Rate Savings Issue 40

Fixed Rate Savings Issue 40 - closed 01/11/22
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.25%	1.30%	1.35%

Fixed Rate Savings Issue 40 (Cash ISA) - closed 01/11/22
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.25%	1.30%	1.35%

Fixed Rate Savings Issue 39

Fixed Rate Savings Issue 39 - Closed 20/09/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.55%	0.60%	0.65%

Fixed Rate Savings Issue 39 (Cash ISA) - Closed 20/09/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.55%	0.60%	0.65%

Fixed Rate Savings Issue 38

Fixed Rate Savings Issue 38 - Closed 02/08/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.45%	0.50%	0.55%

Fixed Rate Savings Issue 38 (Cash ISA) - Closed 02/08/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.45%	0.50%	0.55%

Fixed Rate Savings Issue 37

Fixed Rate Savings Issue 37 - Closed 27/04/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.15%	0.20%	0.40%

Fixed Rate Savings Issue 37 (Cash ISA) - Closed 27/04/2022
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.15%	0.20%	0.40%

Fixed Rate Savings Issue 36

Fixed Rate Savings Issue 36 - Closed 29/04/2021
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.30%	0.35%	0.40%

Fixed Rate Savings Issue 36 (Cash ISA) - Closed 29/04/2021
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.40%	0.45%	0.50%

Fixed Rate Savings Issue 35

Fixed Rate Savings Issue 35
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.45%	0.55%	0.70%

Fixed Rate Savings Issue 35 (Cash ISA)
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.55%	0.65%	0.80%

Fixed Rate Savings Issue 34

Fixed Rate Savings Issue 34 - Closed 05/05/2020
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.70%	0.80%	0.85%

Fixed Rate Savings Issue 34 (Cash ISA) - Closed 05/05/2020
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.80%	0.90%	0.95%

Fixed Rate Savings Issue 33

Fixed Rate Savings Issue 33 - Closed 09/03/2020
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.70%	0.80%	0.85%

Fixed Rate Savings Issue 33 (Cash ISA) - Closed 09/03/2020
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.80%	0.90%	0.95%

Fixed Rate Savings Issue 32

Fixed Rate Savings Issue 32 - Closed 07/03/2019
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.30%	1.50%	1.70%

Fixed Rate Savings Issue 32 (Cash ISA) - Closed 07/03/2019
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.30%	1.50%	1.70%

Fixed Rate Savings Issue 31

Fixed Rate Savings Issue 31 - Closed 09/01/19
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.75%	0.85%	0.95%

Fixed Rate Savings Issue 31 (Cash ISA) - Closed 09/01/19
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.85%	0.95%	1.05%

Fixed Rate Savings Issue 30

Fixed Rate Savings Issue 30 - Closed 12/09/18
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.60%	0.70%	0.80%

Fixed Rate Savings Issue 30 (Cash ISA) - Closed 12/09/18
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.85%	0.95%	1.05%

Fixed Rate Savings Issue 29

Fixed Rate Savings Issue 29 - Closed 24/04/18
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.60%	0.70%	0.80%

Fixed Rate Savings Issue 29 (Cash ISA) - Closed 24/04/18
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.65%	0.75%	0.85%

Fixed Rate Savings Issue 28

Fixed Rate Savings Issue 28 - Closed 12/01/2018
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.60%	0.70%	0.80%

Fixed Rate Savings Issue 28 (Cash ISA) - Closed 12/01/2018
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.65%	0.75%	0.85%

Fixed Rate Savings Issue 27

Fixed Rate Savings Issue 27 - Closed 09/02/2017
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	0.70%	0.80%	0.90%

Fixed Rate Savings Issue 27 (Cash ISA) - Closed 09/02/2017
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	0.80%	0.90%	1.00%

Fixed Rate Savings Issue 26

Fixed Rate Savings Issue 26 - Closed 27/07/2016
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.00%	1.10%	1.40%

Fixed Rate Savings Issue 26 (Cash ISA) - Closed 27/07/2016
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.10%	1.20%	1.30%

Fixed Rate Savings Issue 25

Fixed Rate Savings Issue 25 - Closed 12/05/2016
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.00%	1.10%	1.40%

Fixed Rate Savings Issue 25 (Cash ISA) - Closed 12/05/2016
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.40%	1.50%	1.60%

Fixed Rate Savings Issue 24

Fixed Rate Savings Issue 24 - Closed 15/02/2016
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.00%	1.10%	1.40%
Net	0.80%	0.88%	1.12%

Fixed Rate Savings Issue 24 (Cash ISA) - Closed 15/02/2016
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.40%	1.50%	1.60%

Fixed Rate Savings Issue 23

Fixed Rate Savings Issue 23 - Closed 27/07/2015
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.10%	1.25%	1.60%
Net	0.88%	1.00%	1.28%

Fixed Rate Savings Issue 23 (Cash ISA) - Closed 27/07/2015
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.40%	1.50%	1.60%

Fixed Rate Savings Issue 22

Fixed Rate Savings Issue 22 - Closed 16/02/2015
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.20%	1.45%	1.80%
Net	0.96%	1.16%	1.44%

Fixed Rate Savings Issue 22 (Cash ISA) - Closed 16/02/2015
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.50%	1.65%	1.80%

Fixed Rate Savings Issue 21

Fixed Rate Savings Issue 21 - Closed 07/08/2014
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.30%	1.55%	1.80%
Net	1.04%	1.24%	1.44%

Fixed Rate Savings Issue 21 (Cash ISA) - Closed 07/08/2014
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.50%	1.65%	1.80%

Fixed Rate Savings Issue 20

Fixed Rate Savings Issue 20 - Closed 21/11/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.40%	1.60%	1.80%
Net	1.12%	1.28%	1.44%

Fixed Rate Savings Issue 20 (Cash ISA) - Closed 21/11/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.65%	1.75%	1.85%

Fixed Rate Savings Issue 19

Fixed Rate Savings Issue 19 - Closed 19/06/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.60%	1.70%	1.80%
Net	1.28%	1.36%	1.44%

Fixed Rate Savings Issue 19 (Cash ISA) - Closed 19/06/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.65%	1.75%	1.85%

Fixed Rate Savings Issue 18

Fixed Rate Savings Issue 18 - Closed 18/02/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.80%	1.90%	2.00%
Net	1.44%	1.52%	1.60%

Fixed Rate Savings Issue 18 (Cash ISA) - Closed 18/02/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.85%	1.95%	2.05%

Fixed Rate Savings Issue 17

Fixed Rate Savings Issue 17 - Closed 22/01/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.10%	2.30%	2.50%
Net	1.68%	1.84%	2.00%

Fixed Rate Savings Issue 17 (Cash ISA) - Closed 22/01/2013
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.35%	2.45%	2.55%

Fixed Rate Savings Issue 16

Fixed Rate Savings Issue 16 - Closed 10/12/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.30%	2.50%	2.70%
Net	1.84%	2.00%	2.16%

Fixed Rate Savings Issue 16 (Cash ISA) - Closed 10/12/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.80%	2.90%	3.00%

Fixed Rate Savings Issue 15

Fixed Rate Savings Issue 15 - Closed 07/11/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.95%	3.10%	3.25%
Net	2.36%	2.48%	2.60%

Fixed Rate Savings Issue 15 (Cash ISA) - Closed 07/11/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.95%	3.10%	3.25%

Fixed Rate Savings Issue 14

Fixed Rate Savings Issue 14 - Closed 17/10/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	3.10%	3.25%	3.50%
Net	2.48%	2.60%	2.80%

Fixed Rate Savings Issue 14 (Cash ISA) - Closed 17/10/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	3.10%	3.25%	3.50%

Fixed Rate Savings Issue 13

Fixed Rate Savings Issue 13 - Closed 01/08/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	3.25%	3.50%	3.75%
Net	2.60%	2.80%	3.00%

Fixed Rate Savings Issue 13 (Cash ISA) - Closed 01/08/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	3.25%	3.50%	3.75%

Fixed Rate Savings Issue 12

Fixed Rate Savings Issue 12 - Closed 08/02/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	3.10%	3.20%	3.50%
Net	2.48%	2.56%	2.80%

Fixed Rate Savings Issue 12 (Cash ISA) - Closed 08/02/2012
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	3.10%	3.20%	3.50%

Fixed Rate Savings Issue 11

Fixed Rate Savings Issue 11 - Closed 07/09/2011
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	3.00%	3.20%	3.50%
Net	2.40%	2.56%	2.80%

Fixed Rate Savings Issue 11 (Cash ISA) - Closed 07/09/2011
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	3.00%	3.20%	3.50%

Fixed Rate Savings Issue 10

Fixed Rate Savings Issue 10 - Closed 17/10/2010
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.50%	2.85%	3.25%
Net	2.00%	2.28%	2.60%

Fixed Rate Savings Issue 10 (Cash ISA) - Closed 17/10/2010
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.50%	2.85%	3.25%

Fixed Rate Savings Issue 9

Fixed Rate Savings Issue 9 - Closed 05/04/2010
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.50%	3.00%	4.00%
Net	2.00%	2.40%	3.20%

Fixed Rate Savings Issue 9 (Cash ISA) - Closed 05/04/2010
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.50%	3.00%	4.00%

Fixed Rate Savings Issue 8

Fixed Rate Savings Issue 8 - Closed 30/09/2009
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	1.50%	2.00%	3.00%
Net	1.20%	1.60%	2.40%

Fixed Rate Savings Issue 8 (Cash ISA) - Closed 30/09/2009
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	1.50%	2.00%	3.00%

Fixed Rate Savings Issue 7

Fixed Rate Savings Issue 7 - Closed 21/04/2009
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.50%	2.75%	2.75%
Net	2.00%	2.20%	2.20%

Fixed Rate Savings Issue 7 (Cash ISA) - Closed 21/04/2009
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.50%	2.75%	2.75%

Fixed Rate Savings Issue 6

Fixed Rate Savings Issue 6 - Closed 21/01/2009
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	2.75%	3.00%	3.25%
Net	2.20%	2.40%	2.60%

Fixed Rate Savings Issue 6 (Cash ISA) - Closed 21/01/2009
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	2.75%	3.00%	3.25%

Fixed Rate Savings Issue 5

Fixed Rate Savings Issue 5 - Closed 26/11/2008
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	5.00%	4.50%	4.50%
Net	4.00%	3.60%	3.60%

Fixed Rate Savings Issue 5 (Cash ISA) - Closed 26/11/2008
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	5.00%	4.50%	4.50%

Fixed Rate Savings Issue 4

Fixed Rate Savings Issue 4 - Closed 16/10/2008
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	6.01%	5.80%	5.70%
Net	4.81%	4.64%	4.56%

Fixed Rate Savings Issue 4 (Cash ISA) - Closed 16/10/2008
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	6.01%	5.80%	5.70%

Fixed Rate Savings Issue 3

Fixed Rate Savings Issue 3 - Closed 02/07/2008
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	5.70%	5.50%	5.40%
Net	4.56%	4.40%	4.32%

Fixed Rate Savings Issue 3 (Cash ISA) - Closed 02/07/2008
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	5.70%	5.50%	5.40%

Fixed Rate Savings Issue 2

Fixed Rate Savings Issue 2 - Closed 05/12/2007
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	6.16%	6.06%	6.00%
Net	4.93%	4.85%	4.80%

Fixed Rate Savings Issue 2 (Cash ISA) - Closed 05/12/2007
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	6.16%	6.06%	6.00%

Fixed Rate Savings Issue 1

Fixed Rate Savings Issue 1 - Closed 19/06/2007
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Gross	5.40%	5.45%	5.55%
Net	4.32%	4.36%	4.44%

Fixed Rate Savings Issue 1 (Cash ISA) - Closed 19/06/2007
Interest	1 year fixed rate	2 year fixed rate	3 year fixed rate
AER/Tax-Free	5.40%	5.45%	5.55%

* AER is the annual equivalent rate and illustrates what the rate of interest would be if interest was paid and compounded on an annual basis. Gross is the rate of interest if interest was paid and not compounded each year. All credit interest will be paid gross.