M&S Pet Insurance is underwritten by RSA (Royal Sun Alliance)

To support customers who are financially impacted by Covid-19, M&S Pet Insurance policy holders can contact RSA which underwrites M&S Pet Insurance, to discuss a range of solutions available, including, if you are eligible, the option to defer one month’s payment at a time for a maximum of three months. 

The team of specialists will discuss your individual circumstances and agree how they may be able to help with your financial situation.

For more information please call RSA on 0800 980 8740.

Manage your policy - M&S Pet Insurance

COVID-19: customer update

In order for us to protect our staff it has become necessary to close our sales and servicing phone lines.

We are working tirelessly to make sure we are still there for our valued customers, however we ask that you only call us should you need to renew your policy in the next 5 days or to call RSA if you need to make a claim.

Our phone lines for renewals and RSA’s claims phone lines are open Monday to Friday 9am to 5pm.

Want to renew, change or cancel your policy or need to make a claim? Here's how to get in touch.

Renew your policy – 0800 980 8740

We'll send you a reminder before your current policy expires. This will explain what you need to do to renew your pet insurance with M&S Bank for another year. If you don't receive a reminder, or you need to change your policy before you renew it, simply call our Renewals team who will be pleased to help.

Make a claim

Repeat medication & ongoing treatment claims

We’ve made pet claims even easier with our online journey!

  1. Whether you're the owner or the vet, simply complete our fast-track online form using the Claims online servicing link below to claim back medication and treatment costs.
  2. Upload your invoices and confirm the details.
  3. Submit online – it’s as simple as that!
  4. We can settle these claims with payment to the policyholder or to the treating veterinary practice, whichever you prefer.

New Claim

For claims for new conditions, you'll find an editable form on the online servicing page for you and your vet to complete.

Check your excess

If you need to check what excess charges you will be expected to pay in the event of a claim, your policy booklet explains how excess fees are charged. Customers who insured their pet after 13 March 2014 take a look at this policy booklet.

If you cannot find your policy booklet or insured your pet with us before 13 March 2014, please call us on 0800 980 8750 and we will send you a copy.

Change your cover – 0800 980 8740

To make changes to your cover or cancel your policy, please call our Customer Services team– you'll need your policy details to hand. If you have more than one pet, ask about our 5% multi-pet discount.

Make a complaint – 0800 980 8740

We are committed to providing the highest possible standards of customer service. If we haven’t met your expectations, please do get in touch. We take on board all feedback and promise to do all we can to resolve problems quickly.
Simply call our Customer Services team on 0800 980 8740 or write to us, quoting your policy or claim number, at M&S Pet Insurance, Customer Relations Team, PO Box 255, Wymondham, NR18 8DP.
Lines are open 8am-6pm Monday to Friday and 9am-5pm Saturday. Calls may be recorded.

Get medical advice – call vetfone™ on 0800 980 5583

All our pet insurance policies include access to vetfone™ – a freephone 24 hour pet helpline, manned by qualified veterinary nurses. You can call at any time of day or night for guidance on the condition of any pet in your household. They will provide advice on care and treatment, and help you decide whether it’s necessary to visit a vet.

Get legal advice – 0800 980 5580

Want to know more about your legal responsibilities as a pet owner? Need advice on what to do if your pet is involved in an incident? Call our 24 hour legal advice line.

Speak to a bereavement counsellor – 0800 980 5581

The death of a family pet is a difficult time. If you'd like to talk to someone, our bereavement counsellors are on hand to give comfort, advice and support. You can call them any time, day or night.

Find local contacts – 0800 980 8740

From emergency vets to pet-friendly hotels, we can help you narrow down your search. Call 0800 980 8740 for information on emergency vets, pet minders, dog walkers, microchippers, pet trainers, animal behaviourists, pet cemeteries and pet-friendly hotels.

Opening hours

vetfone/Legal advice & bereavement services

Open 24 hours, 365 days a year

Sales, service, complaints and all other lines

9am - 6pm Monday to Friday
9am - 3pm Saturday


8am-6pm Monday to Friday
9am-5pm Saturday
Bank holiday hours may differ.

Calls are recorded.

Important documents

M&S Pet Insurance policy booklet

M&S Pet Insurance claim form

M&S Pet Insurance Privacy Notice

M&S Pet Insurance Premier product information document

M&S Pet Insurance Standard product information document

M&S Pet Insurance Essential product information document

M&S Pet Insurance – Covid-19

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