*** Illnesses that first show signs in the first 14 days of your policy start date are not covered.
† The Offer is open to new M&S Pet Insurance customers who quote for and purchase a Standard, Plus or Premier pet insurance Policy from RSA on the M&S Pet Insurance website or over the M&S Pet Insurance telephone lines. Customers who are renewing or amending Policies or purchase a Policy through a comparison, affiliate or cashback website are not eligible for the Offer. Customers who purchase an “Essential Cover” policy are not eligible for the Offer. Offer may be withdrawn at any time. Full offer and voucher terms & conditions apply.
†† Excludes renewals and amendments to existing policies. As pets get older, sadly they’re more likely to get ill. In fact, RSA claims data shows that the cost of looking after your pet’s health doubles every four to five years. That’s why your renewal price increases each year and your excess will increase when your pet turns nine. Unfortunately, once a pet has been taken ill, they’re more likely to get ill again. That’s why, if a claim if paid, the price you will pay next year can double. How much they go up is different for everyone and depends on things like your pet’s breed, their age and health.
** Whatever policy you choose you will not be able to claim for any changes in your pet's health or behaviour before a policy is started or in the first 14 days of cover or for death from illness after your pet's 9th birthday. Please note that if you change your cover level at renewal, the maximum amount you can claim and the treatment period may change.