Compare travel insurance cover options
Cover you can rely on
We offer a choice of cover options so you can tailor your travel insurance to meet your needs. You can
compare the level and types of cover in the table below. Whether you decide to add any cover options to
your policy or not, you can relax knowing we'll deal with any claim quickly and fairly if something goes
wrong with your travel plans.
Available for single trip and annual multi-trip
travel insurance policies. All cover levels are per person.
|Includes (up to)
|Option (up to)
|Age limit – annual multi-trip
|Age limit – single trip
|Reduce to £50
|Online medical screening
|Cancelling or coming home early
|Reduce to £2,000 or increase to £6,000
|Emergency medical and associated expenses
|The level of cover will match the level selected for cancelling or coming home early
|Emergency travel document expenses
|Legal expenses and advice
|Accidental death or permanent disability
|£1,000 or £2,500
|£500 for equipment
£300 for winter sports holiday disruption
What's not covered
M&S Travel Insurance does not provide cover for:
- Known events; there is no cover in relation to any event, circumstances or incident you knew
about (or were reasonably expected to know about) at the time you booked your trip or purchased
your policy (whichever is later) and could reasonably be expected to affect your travel plans.
- Costs which are recoverable from your travel and/or accommodation provider/agent, your
debit/credit card provider, PayPal, ABTA, ATOL or similar.
- Travelling against Foreign Commonwealth and Development Office (FCDO) advice. This includes
advice or measures put in place by governments and local authorities in the UK or abroad.
- Travelling with the intention of seeking medical treatment or advice abroad, for example to have cosmetic surgery or dental treatment.
Please ensure you read the policy booklet for full details on what is and isn’t covered, in particular
the Exclusions which apply to the policy.