These are not just any rewards...
As an M&S Bank cardholder you earn rewards points every time you spend. Those rewards points turn into M&S vouchers ready for you to treat yourself in M&S stores or online up to four times a year. And, if you really love M&S, by subscribing to M&S Club Rewards you can receive over £240, on average, worth of goodies throughout the year, for just £10 a month.
M&S Rewards Calculator
Understand what M&S Rewards you can receive hereFind out more
Calculate your credit card spends. See your rewards.
Collect 1 point for every £1 spent in M&S and 1 point for every £5 spent elsewhere. 100 points = £1 in M&S vouchers.
With M&S Club Rewards you'll receive an extra 2 points per £1 spent in M&S.
AS AN M&S CREDIT CARD CUSTOMER, IN A YEAR WE'LL GIVE YOU:
21.9% APR Representative (variable)
IF YOU SUBSCRIBE TO M&S CLUB REWARDS, IN A YEAR WE'LL GIVE YOU:
- 32 hot drinks vouchers
- M&S next day delivery (exclusions apply)
- £12 M&S Birthday Treat Voucher
- £65 M&S vouchers
- Extra points abroad (fees apply)
Available to existing cardholders for just £10 a month
M&S Rewards Points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency or M&S Rewards Vouchers.
* Balance transfers have a 1.99% fee, minimum £5. Terms and conditions apply (we don't normally allow you to do this where the other lender is in the HSBC Group). Don’t forget to make at least your minimum payments on time to keep your promotional rates on balance transfers and purchases and save on interest
† With the M&S Rewards Credit Card you’ll receive double points on all your M&S shopping for the first 12 months