Rising cost of living
As the cost of living increases, higher prices are likely to affect us all. We’ve got a number of tools and tips to help support you through this difficult time.
I’m looking for some useful tips…

How to save on energy bills
With the current rise in energy bill prices, it’s important to keep on top of your outgoings and take action to make savings on your energy where possible.

Ideas to change your spending habits
There are things we spend money on without thinking. Changing your buying habits might help you save money more easily.

M&S meal planning ideas
Meal planning can be a great way to cut down on your grocery costs and generate less food waste. M&S have teamed up with Tom Kerridge to create a handy meal planner to help you get organised before your food shop.

Credit card fees and charges
Learn more about the fees and charges that are linked to your M&S Credit Card to help you understand how to potentially avoid these fees in the future.
I’m looking for some further support…

Financial support
If you're worried about keeping up to date with your monthly payments, or have already fallen behind, we're here to help.

Budgeting support
Using a budget planner is an easy way to manage your finances, work out an achievable budget and identify where savings can be made.

Your wellbeing
Money problems and your wellbeing are sometimes linked. If you feel your financial situation is impacting your wellbeing, you’re not alone, support is available.
Helpful resources
Online webinars
We have teamed up with our colleagues at HSBC who are holding useful money matters webinars to guide you through the rising cost of living and more.
Government support
Take a look at the various support options available from the Government. This includes income and disability benefits, bills and allowances, childcare, housing and travel support.
Benefits calculator
Each year, billions of pounds of government benefits and allowances are going unclaimed. Many people don't realise they qualify for them. Check what you're entitled to.
StepChange
If you’re looking for some further support, StepChange offer free debt advice. They can help recommend solutions and provide money guidance for your circumstances.
Stay alert for fraud scams
At a time when your financial or mental wellbeing is suffering, you might be more of a target to fraud scams.